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Top 5 Budget Apps


From playing games to finding a date, and from booking a movie ticket to chatting with friends, there are thousands of apps present in the app stores for each of these purposes and many more. Needless to say, our daily lives would not be complete without making use of these helpful apps. In the morning, when reading the news headlines and going through social networking websites, or at night, when setting an alarm or reading an eBook, our lives are pretty much dependent upon the apps on our smart device. Along with social networking apps, restaurant finding apps, and other essential applications, there is one more category of apps which can be useful in our daily lives and can help us handle our finances and budgets better. These apps are better known as Budget Apps.

Budget Apps are not just useful for businesses and organizations but also for individuals who are trying to handle their money in a more organized way. Such apps can help us reach our financial goals and are a must-have for budget-minded folks.  There are several types of budget related apps present on various app stores and therefore it can be difficult to make your choice as to which one to use. There are apps that let you manage your credit cards and debit cards and also apps that enable you to jot down your spending and savings. So which one of the many budget apps in the sea of cyber space should you bother downloading? Well, if you are confused, then the following top 5 budget apps provided may help you to decide.

1.      Mint: Finance, Budgets and Money


Mint.com is one of the most popular platforms for online budgeting and its partner app is simply superb as well.  Just like the online tool, the app helps you connect all your accounts in one place and makes it easy for you to track your spending, bills, savings, investments, and budget.  It helps you organize your finances better, monitor them daily, and categorize each aspect of spending in an easier way.  Along with being highly customizable, one of the best things about this app is that it is absolutely free of cost. The following are some of the main features of the Mint.com smart device application:

Features of the app:

  • As noted this app is absolutely free of cost, you simply sign up for the service.
  • Mint enables you to connect all your financial accounts together
  • It automatically organizes your financial accounts as well as your expenses and creates a budget on its own.
  • It enables you to track your spending by category and customize your budget to enable you to spend the way you want.
  • This app is encrypted with 128-bit security so that all your information is safe and secure.
  • You can even set up reminders for due payments and receive notifications of low balance on this app.
  • The app allows you to set your financial goals.
  • It allows you to get details of your Credit Score and also get advice from the experts on various matters like credit cards, saving on banking fees, home loans and others.
  • The app ensures safety through 4 Digit PIN number set by you.
  • It allows syncing of data between tablet, smartphone and Web, so that you can access your account from any mode, anywhere.
  • The app alerts you when you have excessive spending in a particular spending category

Links to download this app:



2.      You Need A Budget( YNAB)


In the past, You Need a Budget was widely used for desktops, but ever since its app has been launched, it has become even more popular. Both versions can be synced with one another and used seamlessly. You Need a budget is a superb budget app which enables you to check your transactions, your budget, and gives each and every dollar a job.  It enables you to keep track of your finances in an extremely secure platform. YNAB is perfect for those who wish to start a personal or household budget and want to keep track of their finances without too much manual labor. The following are the main features that you can avail on this app:

Features of the app:

  • You must have the desktop version of YNAB to download the app.
  • YNAB app offers real-time updates and helps you improve your finances by leaps and bounds.
  • This app can also be synced with Dropbox where you can make an account for free.
  • It helps you add split to your transactions easily.
  • You can view your transactions across all your accounts easily through this app.
  • You can easily switch between different devices using this app
  • It also offers excellent security which means chances of loss of your valuable information are next to zero on it.
  • The app enables you to quickly enter the transactions even on the go.
  • Before making any purchases, the app allows you to check the balance of the category.

Links to download the app:



3.      My Budget Book


My Budget Book is a paid budget app and one of the best in its category. It is available in the Android app store as well as the iTunes app store and is a platform which enables you to keep track of your income, expenses, and savings.  By tracking your typical financial transactions, it lets you manage your money efficiently and in a much more convenient way. The app supports multiple features which can help you to get an idea of the overall expenses and the money that you have available to spend.  What is special about this app is that it gives you a graphical view of the information and makes it easy for you to track and monitor your finances.  By using the budget mode, you can set goals for savings and spending over a given period of time.

Features of the app:

  • One of the best features of this app is that it is available for use offline as well.
  • It has a customizable and configurable materials design layout.
  • You can easily switch between different menus and views to see monthly balance as well as current balance.
  • You can easily manage multiple accounts and make transactions between them.
  • You can also add photos of receipts to your transactions using this app.
  • There is also the feature of reminders to remind you of the pending or due payments.
  • This app also offers 4 different widgets.
  • Based on your salary payment dates, the app allows you to set the beginning of the month which typically can be either the 1stor the15th of the month.
  • Transactions can be sorted and filtered on the basis of time period and different criteria.
  • Password can be used to prevent all the important and sensitive data
  • Import and export of existing data and bank statements is possible
  • Back up of data can also be taken including the option of automatic backup.
  • The app is available in 11 language

Links to download the app:



4.      Expense Manager


If you are someone who is looking for an easy to use and intuitive budget and finance app, then Expense Manager may be the answer for you. This is a feature rich app which enables you to manage all your budget and expenditures at your fingertips. Expense Manager is free of cost and has no hidden costs for additional features. This app not only enables you to track your expenses, but also makes it possible for you to handle your multiple accounts in multiple currencies.  Along with these features and benefits, the following are some of the additional features supported by this app:

Features of the app:

  • This app supports payment alerts and scheduling payments.
  • It also features attaching picture of receipts to corresponding transactions.
  • Expense Manager also allows you to import and export account activities into CSV files for the desktop version to open.
  • It shows budgets by day, week, month and year.
  • This app also supports the feature of backing up accounts on Google Drive, Dropbox, and also to your SD card.
  • Expense Manager offers some convenient and simple tools like a calculator, sales and tax calculator, a tip calculator and a credit card calculator.
  • This app is only available on the Android app store.

Link to download the app:


5.      Goodbudget: Expense and Budget


Goodbudget is the ultimate money manager for handling your budget and money matters easily and effectively. This app acts as your personal finance manager and offers a gamut of features and benefits.  It is available for free of cost and helps you to track your expenses in the most customized way possible.  It enables you to reach your financial goals per day, per month and on a per yearly basis and makes it easy for you to monitor your savings, earnings and spending on a day to day basis.  One of the best things about this app is that not only does it allow you to sync your own accounts but all the accounts of your family as well. The following are some of its main features:

Features of the app:

  • Automatic sync of information between mobile device and the web.
  • Automatic saving and back up of your data or information on the Goodbudget’s website.
  • Customized expenses tracking are also possible through this app.
  • Transactions can be downloaded to a CSV file using the Goodbudget app.
  • The app also supports the feature of split transactions and checking envelope balances.
  • Location based widgets are also available.
  • You can also get up to a 5 year transaction history using this app.
  • This app is based on a proven envelope system which is a great technique for budgeting
  • Features in comevs spending report, modification of your budget after report analysis, and tracking bank balances.

Links to download the app:






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